Nicolas S. Rasjid boasts a distinguished career in the banking industry spanning nearly 23 years. He holds a Bachelor of Business Administration in Finance and Banking from Philippine Christian University, paired with an MBA in Finance from the Philippine School of Business Administration.

Nicolas embarked on his banking journey in 2001 through the Management Training program at CIMB, laying the groundwork for a career characterized by strategic leadership and deep expertise in credit management.

At Bank Niaga/CIMB, Nicolas advanced to Vice President, Business Manager in the High-End Commercial Banking sector, where he proficiently managed credit portfolios and forged strong client relationships within the credit department.

Continuing his career progression, Nicolas served as the Head of Corporate Banking at Bank Muamalat, driving corporate credit initiatives and fostering robust client engagements, with a keen focus on credit analysis and risk management.

His notable career trajectory led him to Bank MNC, where he became the Wholesale Banking Division Head in the credit department. In this role, Nicolas provided strategic oversight of wholesale credit portfolios, ensuring regulatory compliance and steering the division toward sustainable growth.

Nicolas’s nearly 23-year career in the banking industry underscores his exceptional ability to align strategic planning with credit risk management, fostering innovation, and enhancing credit performance across esteemed financial institutions. His leadership in the credit domain highlights his unwavering commitment to driving value and advancing organizational goals.